Chapter 44: The Original Sin, Its Name is Greed (Please Collect and Recommend)
"Second-hand housing market." Bai Mo took out a cigarette with his fingers, then lit it and started smoking.

"Yes, the second-hand housing market." Barry, who was sitting in the passenger seat, said, "The real market often reflects the real residents' information."

"arrive."

Bai Mo and Barry, along with the mathematician Richard who was calculating behind them, followed the artificial path and soon arrived at the house.

As soon as he entered the room, Bai Mo saw two salesmen sitting on cashmere chairs discussing business.

"Hello." Bai Mo greeted.

"Hello, would you like a glass of juice?" A brown-haired man walked to the beverage machine and asked the three people.

"No wine?" Barry asked.

The man smiled and then said jokingly, "Business transactions are done over drinks, while consultation and small talk are better done over juice."

"You seem to know us." Barry said calmly.

"Of course." The man handed the juice to Bai Mo and pointed to his eyes.

He is a professional and can use his eyes to see the difference between those who want to buy a house and those who don't.

Then the man turned to the counter, picked up a can of tea, and began to prepare tea for several people.

Barry sat on the chair and asked another person, "How much do you earn?"

"I picked up a yacht last week, and he bought his seventh sports car, also a Bumblebee model." The man with purple eyes and gray hair said with a smile.

Irresistible joy from the heart.

“How many loans can you process each month?”

"Sixty? Seventy, probably somewhere in between." The brown-gray man said, picking up the tea handed to him by his colleague. "Thank you, you have learned a really good skill."

"You're welcome. Would you like some?" The brown man still smiled and said, "Before I started this business, I used to be a bartender."

Baimo drank it thoughtfully, then looked at Barry.

Barry began, "How many of these are adjustable-rate mortgages?"

"90%, probably. I don't remember the exact number." said the brown-gray man.

"In recent years, the commissions on this type of mortgage have skyrocketed. I can only make $2,000 on a fixed-rate mortgage. But I can make $100,000 on an adjustable-rate subprime loan."

"To be honest, I can't drive a BMW 7 Series without the help of a stripper."

Bai Mo asked, "Has there ever been a time when a mortgage loan was rejected?"

"Hahaha."

"Hahaha."

The two laughed, laughed in unison, and laughed out loud from the bottom of their hearts.

"Can I have some Coke?" Bai Mo handed him the cup.

"Of course." The brown man turned and walked towards another beverage machine.

Another brown-gray man started to explain: “If they are rejected, I will be unqualified.”

"Can they get a loan even though they have no money?" Barry expressed his doubts.

"Our company has a ninja loan. You don't need to provide proof of income or occupation. You can leave the income column blank. The company doesn't care."

absurd……

Can you really afford to pay back a loan that you don’t need for anything?
Bai Mo smiled and finished his Coke.

"Let's go to the next stop." Barry sighed and turned to leave.

The brown-gray man and the brown-yellow man waved to the crowd and continued to receive the next customer who was ready to apply for a loan.

The next stop for Bai Mo, Barry and others was a dance hall.

"I always choose the adjustable mortgage with many repayment options, and everyone does the same."

“I have five houses and an apartment under my name.”

"Everyone here is like this. We make money by renting out our properties."

…………

After going in and out, several people gathered in the nearest bar.

"My investigation...is terrible." Jason lowered his head, looking at the written materials he had recorded, feeling as heavy as a mountain. Bai Mo and Barry told each other about the industrial phenomena they had encountered.

The United States today is a country of peace and tranquility.

But this is just the most superficial view of the sea. Beneath the surface of the sea, the shadowy beast has already bared its fangs.

"I think we really need to do this." Barry tapped the table with his fingers, his eyes were extremely cloudy, making it impossible to tell what he was thinking.

"Lawrence." Barry dialed the number again.

Ten seconds later, the call was connected.

"Barry." His tone was heavy, as if he had aged ten years in an instant.

"Lawrence, this is an opportunity."

Barry presented the conclusions from previous investigations and data from visits to more than a dozen industries in a detailed and logically coherent manner.

"Barry, you don't understand the truth of the world. The U.S. real estate market will not collapse."

Ridiculous and laughable.

Once again, Barry hit the point home.

——No one is buying houses anymore, and the bond ceiling has exceeded the market limit!

Lawrence still repeated: "You don't understand the truth. The market will not collapse."

"Barry, I don't know who makes up this world. The crises you see don't actually exist. This world will not have the results you predict."

“…There are some things that are beyond your common sense. They will make you realize that everything you learn is meaningless.”

After hanging up the phone forcefully, Barry grabbed his hair with both hands and kept muttering to himself, "This is impossible!"

"But why?"

Why is Lawrence so determined? He is almost certain that everything here will be the same as in the past and the market will not collapse.

"Barry, the first market economy depression happened in the United States."

Bai Mo's words were like a beacon that awakened him, and Barry found the direction in an instant.

He turned to look at his subordinates and quickly gave orders.

"Jason, you take... go and investigate the corresponding historical data of the Great Depression."

"Mr. Bai and I are going to look for my old friend."

After the new order was issued, everyone entered work mode and began to rush towards different destinations.

Bai Mo and Barry got on the Bumblebee and drove day and night to a very old apartment.

After getting out of the car, Barry held the collected information and knocked on the door of the owner of the house.

The doorbell rang again and again, and soon the door opened automatically.

Walking into the house, Bai Mo saw the owner of the house.

An old man with sparkling golden pupils and high spirits.

"Hello." Barry saluted politely.

The old man didn't say anything. He tapped the floor with his cane and then yawned.

"The Rothschild family welcomes you, Barry."

"Hello, Rothschild III."

This is the name of this family. They use "several generations" to distinguish the names when addressing others.

"Barry, what is your purpose?"

"Here's what happened." Barry told everything about it, from the market to the people, the chain reactions in all walks of life, because the real estate collapse will lead to the bond collapse, a series of chain bombs.

After listening to Barry's words patiently, Rothschild III's golden eyes went out. He was silent for a long time, then walked into the house.

"Follow."

Barry and Baimo followed him side by side.

　Ask for a follow-up reading

　　
　
(End of this chapter)