Chapter 43 Benefits, Investigation (Please collect and recommend)
After initially completing the contact with Barry, Bai Mo began to chat with him about daily life.

"Is this your wife and child?" Bai Mo pointed to two photo frames placed next to the computer in front of him, which showed a woman and a child.

"Yes." Barry showed a genuine smile on his face.

Bai Mo nodded, and it could be seen that Barry lived in harmony with his family.

He pulled out a chair and sat on it, then asked thoughtfully, "What do you think should be our first step?"

Barry spoke from his professional academic theory: "Contact investors."

As he spoke, he got into work mode.

Pick up the phone and dial the corresponding number.

"Lawrence."

"Barry, I'm interested in that stock again."

On the other end of the phone was a white-haired old man. He was sitting in his elegantly decorated single apartment, reading an ancient book written in Latin.

"Lawrence, I have discovered a loophole, a bug in the modern financial system."

"Oh." Lawrence closed the book in his hand and asked calmly, "What loophole?"

“The housing bubble.”

"…Sorry, I have something to take care of."

Lawrence hung up the phone decisively.

"Oh, an accident happened." Bai Mo said helplessly.

Barry hung up the phone, leaned back in his chair with his hands on his head, and said with some disappointment, "Lawrence is the most staunch market supporter. I expected him not to agree at the first time."

"Then why did you communicate with him on the phone?"

"Just because you were rejected the first time doesn't mean you will be rejected the second time."

Barry clapped his hands and dialed another person's number.

"Jason, team assemble."

"Joey, come to the office."

"Evans, your vacation is over."

…………

"Sorry, I'm the last one here." Evans put his hat on the shelf and immediately sat in his chair.

"Oh, who is he?" Evans looked at Bai Mo, a person who did not belong to their team, sitting here with some confusion.

Barry gave a brief introduction and described Bai Mo's identity as a collaborator.

"Friends, let's take action." Barry clapped his hands, then pinched the chalk between his fingers and wrote and drew on a small blackboard.

"This is the current economic market situation in the United States. Can it be said that now a pile of shit-like garbage is packaged, sorted, packaged, and sorted into a high-quality bond that looks like AAA, triple-A level, and then listed and sold to those fools who have been deceived?"

"Boss, are you exaggerating?" Richard pointed at the things Barry had drawn and said uncertainly, "Real estate prices are rising every year. How could this happen..."

"Richard, my dearest mathematician. But this thing is not something that can be understood by so-called mathematics." Barry took out the chalk and wrote down the words one by one.

"From 2001 to now, the increase in housing prices has gone from the initial fluctuation within the base interest rate to nine times the level in 04.

Such a huge increase in housing prices is accompanied by a wage increase of less than 8%. Such a huge difference naturally indicates that there is an unimaginable market real estate bubble. "

"I really find it hard to understand why the math game, which can explain everything, is still like this!"

Having said that, Barry broke the chalk in annoyance.

"Boss, so are we going to burst this bubble?" Jason expressed his opinion.

“Yes, there was the first real estate crash during the Great Depression.”

Barry pointed at the blackboard, recalling what he had been thinking about and researching.

"I mean, there were two core key words at that time...

Very clear indicators, and everyone believed so firmly. It was like a sign of mania, with rapidly increasing complexity and default rates.”

In today's market, complexity and default rates have risen exponentially to unimaginable levels.

"According to our calculations, the real estate market crash should start in September this year and continue until July next year." Bai Mo said, "However, we found that even now, it is still as stable as it was at the beginning."

"Yes, this is our next goal. We need to find out the reason why this real estate market, which is made up of a pile of garbage, can still persist and not waver at all."

"Understood!" Everyone spoke in unison.

"Jason, Richard, I... are going to check what the loan agreements issued by the 27 banks are."

"I'll go for a field visit." Bai Mo said with a smile.

Everyone quickly started to act, each took out their corresponding equipment and began to conduct visits and investigations.

In the parking lot, Bai Mo held the business card given by Barry and found it very interesting.

It takes less than a week for an ordinary Chinese to enter Wall Street and become a member of a hedge fund.

Reach the sky in one step?
"No wonder, no wonder." After muttering to himself for a few times, Bai Mo opened the door of the Bumblebee and got in.

With one hand on the steering wheel, Bumblebee was like a rocket, speeding on the road at a speed that left all the people in the world behind.

If you want to obtain accurate information that is valuable and meaningful enough, you naturally need to visit many places.

Baimo’s first stop was a newly built community in a neighborhood in New York with relatively good traffic.

After about half an hour, the white foam stopped the bumblebee.

After straightening his collar, Bai Mo entered the community.

The decoration here is built according to the ordinary people of the middle class. There are a series of products such as swimming pools, amusement parks, self-service machines, etc. in the community. It can be said that the folk customs of the great America are reflected everywhere.

However, what surprised Bai Mo was that there were a large number of unopened newspapers placed on the carpets outside the houses here.

"Is no one here?" Bai Mo reached a door and knocked on it.

There was no movement inside, as if this was an empty house.

But if the house is empty, what happens if there are debt repayment notices mixed in with the newspaper?
Confused, Bai Mo broke off a piece of wire from the equipment nearby and tried to pry open the door.

Unfortunately, the anti-theft measures here meant Bai Mo returned empty-handed.

Change another house.

After visiting every house, Bai Mo finally opened the door of a small detached villa.

"Cough cough..." Bai Mo slapped the dust in front of him and waited until the house was ventilated for a long time and the pungent dust was completely gone before he stepped into the house.

"This place was just purchased and no one lives here. It seems that the buyer has never been here."

After talking to himself, Bai Mo took a detour and left.

Following the path in the community, Bai Mo found a house that seemed to be occupied and knocked on the door.

"Who?"

The door was opened, and a black man with tattoos on his arms walked out.

"Hello, are you Mr. Arlan Vodafone?"

"It's the name of my landlord's dog..."

"This house was bought with a loan in the name of a dog...!!" Bai Mo said in surprise.

The black man was obviously used to it. He twitched his eyebrows and didn't comment.

Bai Mo coughed lightly, then said, "Did you know that he hasn't paid back his loan for a month?"

"What!" The black man's expression changed obviously when he heard the news about himself.

Bai Mo continued: "If you don't believe it, you can check it through the relevant online service platform."

"If it really didn't pay the mortgage, then what about the rent I paid? Damn, this liar, I must kick his ass hard with the boots of my grandmother's neighbor, Grandma John!"

"Sorry, may God bless you." Bai Mo bowed politely, then turned and left.

Back in the Bumblebee, Baimo headed for the next stop.

　The reality is a bit more ridiculous.

　　
　
(End of this chapter)