Chapter 120 Research Loans
"Thank you very much for accepting our interview and sharing so much valuable information. I wish you more achievements and breakthroughs in your future research and development work!"
"I am also very grateful for your support and attention. I will continue to work hard and make more contributions to the peace and security of PLANT and ZAFT!"
A few days after the TV interview, He Kui arrived at the branch of the famous PLANT Development Bank.
As a state-owned bank, the development bank has a huge business, and He Kui doesn't even need to leave the Hailan Design Bureau.
A branch of this bank was opened in the design bureau.
It was no different from the bank in He Kui's memory, except that it was deserted.
Now that it is a war time, some people are worried about the country's credibility, so naturally not so many people will buy financial products.
There are only three staff members in the rows of transparent service windows.
And because He Kui had made the prior contact, a middle-aged man in a suit and gold-rimmed glasses soon walked out of the studio.
"Nice to meet you. I'm Clark Sandoval, a key account manager at PLANT Development Bank."
"On behalf of PLANT Development Bank, I welcome Director He."
The enthusiastic attitude made He Kui think he had met the staff who sold him insurance in his previous life.
But it's true, some things never change.
"Hello."
Thinking of this, He Kui straightened his face. Under Clark's guidance, the two of them came to one of the luxuriously decorated VIP meeting rooms inside.
The tea and other things smell like they should be imported from Earth. Anyway, they are really luxurious.
"So, Director He, is there anything you need this time?"
"Actually, it's like this. I've developed a new type of MS, and its sales are pretty good so far. I'd like to use the dividends for the next ten years as collateral and guarantee to apply for a scientific research and technology loan from your bank."
"That's it, I understand."
The desktop screen in front of him received the contract sent by He Kui, and Clark looked at it carefully.
"I never thought that the latest new MS was actually your work. When I saw you in the news saying you were an MS researcher, I was so impressed."
Clark said enthusiastically, turning off the screen and continuing.
"With 3% dividends for ten years, based on the current monthly sales of units, the revenue would be yuan."
That works out to about six million a year, and sixty million in ten years.
Not very rich, but not a small amount either.
"Excuse me, but this new MS will be maintained and upgraded by Director He later, right?"
"Yes, I will take full responsibility."
"But this is a long-term dividend. I currently want to borrow some money for the research of new technologies."
Six hundred thousand a month was certainly very attractive to He Kui in the past.
But at the speed at which he was making machines now, buying 30,000 yuan worth of materials a month would become a bottleneck.
Since he can't use it all, there's no point in having so much money. He's just going to burn it when he dies.
It’s almost the end of the year and the drama is about to begin.
Before the plot begins, he might have earned at most a million, not to mention that he didn't know what the new world would be like in ten years. If he was unlucky, the world would be destroyed.
It’s better to cash out now.
"Okay, Director He, do you have any plans?"
Hearing this, He Kui scanned his prepared bracelet and another plan appeared in front of Clark.
This is the plan for the development of hydraulic mineral purification that he had prepared long ago and revised and patched up to its current state.
With the knowledge in mind, He Kui made the advanced dynamic PPT in front of him very carefully, and every theoretical data and analysis was written in detail on it.
"New type of hydro-mineral purification, 30 million loan."
Clark, as the manager of the design bureau, was in charge of scientific research loans, so he was well-informed. He was even an A-level researcher.
However, this is the first time I have seen such a plan that is full of potential and has such detailed raw data.
Although good data does not mean that the project will proceed smoothly.
However, for He Kui, who developed the beam rifle, high-energy pulse cannon and even the Adjuster's Shield, they will relax the requirements in this regard accordingly.
"I wonder how confident Director He is that he can develop it within three years? And whether it will require subsequent funding."
Clark asked cautiously.
"One year, definitely within one year. As for follow-up funds, they are not needed."
He Kui spoke with full confidence. If he was not afraid that the other party would think he was bragging, he would definitely say that just give the money.
"Well."
Hearing the one-year guarantee and He Kui's confident look, Clark's eyes lit up.
"Then we recommend the enhanced plan to you."
"Enhancement plan?"
"that is."
After listening to Clark's introduction, He Kui finally understood.
To put it simply, this plan means a larger credit limit and a lower interest rate, but the bank needs to supervise the project and has the right to get a certain share of the patent revenue after the project generates patents.
It’s about the same as He Kui’s current 3%, but they get much more.
If this is signed, future operations may be affected by this patriarch.
He usually doesn't have the time to argue with the bank, and he is already busy enough at the design bureau.
Having to listen to the bank when you are outside is really a high-level Palu.
"Sorry, I'd rather just go with the normal research loan."
Clark felt a little regretful when he heard this. There are fewer and fewer big clients in scientific research recently. If this deal is successful, he will definitely be able to make a fortune.
Even the position of deputy bank president here or being sent to the project to conduct supervision, such as the supervision of the He Kui project.
You can imagine how much benefit it will bring to him.
However, since He Kui had clearly refused, Clark did not continue.
Instead, they introduced another plan and calculated the amount, checked the information, etc.
"Director He, there is no problem with your information. Thirty million will be credited to your account within three days."
"Okay, trouble."
Hearing that it was successful, He Kui smiled warmly.
In fact, this is already very fast. After all, He Kui's credit as a ZAFT hero is definitely top-notch. Although the collateral is not of high quality, his plan is detailed and well-organized. He even did the risk assessment himself, and it is backed by his previous achievements.
"Well, Director He rarely comes over, do you want to go have a meal together?"
Clark said enthusiastically.
"No, I have to go back and get ready for work."
"Haha, that's right. I hope Director He can continue to make more contributions to PLANT."
"Thank you."
The two men clasped their hands together, and the deal was done.
After nodding and greeting the enthusiastic office ladies outside, He Kui left the scene directly.
Thanks to Yinhei Yezi for the monthly ticket~ Thanks to luminous_aD for the monthly ticket~ Thanks to Xiaobaishu's Fantasy Journey for the monthly ticket~
(End of this chapter)