Chapter 56 Buying a House
Buy a house
The original design was that the obverse of the four Maple Dragon coins all had Zhang Feng’s portrait, the reverse of the 100 yuan note had a five-clawed golden dragon; the reverse of the 10 yuan note had a maple leaf; the reverse of the 1 yuan note had Monk Manor; and the reverse of the 1 cent note had a sailboat, representing that the people here all immigrated from the Far East, so that everyone would remember their roots.

When the final decision was reported to Zhang Feng, it was rejected by Zhang Feng.

There are two reasons. First, it is not appropriate to issue currency directly as they are not independent yet. Second, Zhang Feng himself cannot be exposed directly, so he made a certain cut with the Meihua Company at the beginning. On the surface, he only has business cooperation with the Meihua Company.

Finally, Zhang Feng's suggestion in red ink was to remove his own portrait and manor, and the remaining patterns could be combined randomly. The currency issued was not a currency in the direct sense, but a kind of bill.

Today is the weekend and the factory is closed for half a day. After receiving his salary, Li Fusheng returned to the dormitory. At this time, there were already three people resting in the dormitory. There were a total of eight people living in his dormitory.

"Old Li, how much money did you get?" A roommate asked curiously when he saw Li Fusheng coming back.

"56.5 yuan, how about you?" Li Fusheng asked after answering.

"It's so much, but I only got 48 yuan. By the way, Lao Wang moved out today. You must have saved enough money. When will you move out and find a wife?" This roommate, like Li Fusheng, is a junior technician, so they live in the same dormitory.

The Lao Wang he mentioned was also in the same dormitory with them. Since he had been living in a dormitory, he didn't have much consumption and had saved nearly 200 yuan in the past few months.

After the restrictions were lifted, people with some money moved out of the dormitories and bought their own houses. One reason was that the conditions in the dormitories were too poor, and people with money wanted to live in better places.
Secondly, only if you have a house can you find a wife and get married. Otherwise, they will all live in dormitories and cannot have sex as a couple. There are no hotels in Zhangjiacheng to book rooms for them. Immigrant couples are the first wave to buy houses.

Thirdly, companies now basically no longer build such collective dormitories, and new immigrants need to be arranged to live in them, so even if they don’t want to move out, they have no choice.

"I'm going to go house hunting today. If things go well, I'll move in next week during the holiday. I won't say any more. Let's go for dinner. After dinner, I'll go buy a house." Li Fusheng said.

After the few of them had lunch in the cafeteria, Li Fusheng went outside the factory alone. The Thor Military Factory has more than 10 factories that produce gunpowder, bullets, rifles, pistols, sabers, artillery, etc., and has tens of thousands of employees.

There is a living center 2000 meters away from the factory. Because it is a military factory, it needs to be isolated and far away. Most of the people living here are factory workers. The cross street in the center of the living area is full of shops of the Meihua Company, selling various daily necessities.

Li Fusheng was walking on the street. Because it was a afternoon break, there were many pedestrians on the street and business in all the shops was very good.

Li Fusheng walked while looking at the shops on both sides of the street. He was going to live here soon, so he got familiar with the environment. At this time, he saw a pistol on the waist of the person in front of him.

This is not uncommon in Zhangjiacheng, especially on the front line of land reclamation. Basically everyone has a gun. This is also Zhang Feng's requirement. After all, they are competing with the indigenous people for land, and it is still very dangerous without it.

There are many reasons for doing so. The American-Chinese Company cannot afford to support too many off-duty soldiers, but it needs a large number of soldiers to prepare for the risk of being exposed at any time.
In addition, Raytheon needs a market. Currently, the arms business around the world is controlled by the great powers, and Raytheon, as a small shrimp, has no way to get involved. The current production capacity cannot be absorbed by Meihua Company internally and it cannot make a profit, so where will the money come from to research and upgrade products?

When there are no more light industrial products for immigrants to consume, firearms may be a good choice.

Moreover, Zhang Feng also intends to cultivate the martial spirit of the Chinese people so that they can survive in this land.

Meihua Breakfast Shop, Meihua Clothing Store, Meihua Supermarket, Meihua Barber Shop
At this time, he saw the nameplate of a shop in front of him, which said "Meihua Matchmaker Shop". He was instantly tempted. His job was machining, and he hardly saw women at work. He worked long hours every day, and spent his rest time sleeping, so he had no chance at all. In the past, matchmakers were used to arrange marriages in China. Although everyone was allowed to fall in love freely after coming here, few people did so. Meihua Company had no choice but to develop this business, otherwise everyone would be single, which would affect population growth.

"I'd better buy the house first and then come here." Li Fusheng thought to himself.

Walking one step forward, next to the matchmaker shop was the Meihua Real Estate Company. Li Fusheng looked at the door and walked in. No one came to greet him.

When he walked into the store, there were three staff members sitting inside, two men and one woman. They were sitting behind a counter that was half a person's height. There were two queues in front of the counter. The people in the queue on the right were holding a piece of paper in their hands. Li Fusheng didn't know what to do, so he walked forward and was about to ask.

"You're here to see the house. Stand on the left." The male staff at the counter on the left said to Li Fusheng when he saw him walk to the counter.

"Okay, thank you!" Seeing that others were very busy, Li Fusheng thanked them and walked to the back to queue.

"Pick one of the blank numbers on this paper. The one on the left is for an 80-square-meter house at 500 yuan, the one in the middle is for a 120-square-meter house at 1000 yuan, the one on the right is for a 150-square-meter house at 1500 yuan, and the one at the bottom is an independent villa, which you probably won't need." Seeing that the number of people was almost enough, the employee on the left took out a page of paper and said to Li Fusheng's team.

The houses currently built by Meihua Real Estate Company are divided into four types, targeting different groups of people. The 4-square-meter houses are for singles or newly married people, the 80-square-meter houses are for middle-income people in various factories and families with many children, the 120-square-meter houses are for higher-income people and families with many children, and the separate villas are for senior executives of Meihua Company and Maple Leaf Bank.

Of course, if a family with many children does not have enough income, there are subsidies. However, there are very few such families now, and maybe in a few years there will be a lot of them.

Now the minimum income standard for employees of Meihua Company is 25 yuan, and the living expenses of each person are generally 5 yuan per month. The living expenses of two people are more than enough to support a family.

After Li Fusheng found a house he liked, he chose Room 6 of a 303-story building with an area of ​​120 square meters and a price of 1000 yuan. After an employee of the Meihua Real Estate Company took him to see it, he decided to buy it after finding no problems. The house was not far from the street, about 1000 meters away.

Afterwards, under the guidance of the real estate company's employees, I went to the neighboring China Bank to apply for a loan. No down payment was required, the annual interest rate was 10%, and the installment was 10 years, which was the longest term. 20 yuan was paid before the 16.7th of each month.

Li Fusheng's current salary is about 50 yuan per month. He will be promoted to an intermediate technician soon, and will receive about 70 yuan per month. With a mortgage of less than 30% of his salary, he can easily afford it.

Moreover, the treatment in the factory was very good. He didn't have to spend any money at all. After getting married, the remaining money was enough to support his wife and children, because women also had salaries.

Even if house prices are set so low, real estate companies can still make a profit because land now does not cost money and there are no taxes. Most importantly, banks can still make a profit.

After a period of time, the employees of Meihua will have more spare money. Without consuming more foreign exchange, they can first build a few factories producing high value-added industrial products, such as bicycles, mechanical watches, and consumer products for women and children. After all, all of Meihua’s machinery and raw materials now need to be purchased with US dollars, and we cannot invest too much in this. We can wait until we can produce these equipment ourselves in the future.

By the way, we can also change the brand of KFC and open a new one here to collect all the money from them. This way we can slowly cultivate their consumption habits and make them willing to spend money and actually have money to spend.

Just when Li Fusheng was preparing to move into his new home next weekend, something big happened. The factory cancelled the subsequent months of vacation, resulting in him having to wait half a year before he could move into the new house.

(End of this chapter)